Basic
Midnight Blue
- Price
- free
- Cap / month
- no cap
- Main benefits
- Virtual card free, physical card €4.99
- Fee-free ATM withdrawals up to €200/month
- Break-even
- —
- Who it suits
- Only for trying the ecosystem or occasional payments. It pays no cashback.
An overview of the Level Up tiers for the European Economic Area, verified against Crypto.com's official pages. No legacy tiers, no “up to 8%”.
One tier, three ways to get it: monthly, annually or by locking up CRO. Prices and caps come from the official pages.
Midnight Blue
Ruby Steel
Jade Green / Royal Indigo
Icy White / Rose Gold
Obsidian
Overview only, not in the calculator.
Break-even is the spend at which cashback covers the price of the tier. Below it the card loses you money, above it you gain — up to the cap.
| Tier / card | Monthly | Annual | CRO lockup |
|---|---|---|---|
| Plus · Ruby Steel | €200 / month | €170 / month | €60 / month |
| Pro · Jade Green / Royal Indigo | €835 / month | €695 / month | €375 / month |
| Private · Icy White / Rose Gold | — | — | €2,815 / month |
Pro returns more than Plus (both annual) from roughly €1,305 a month.
Excluding rebates and one-off fees. For CRO lockups we deduct a 3% p.a. foregone return; the staking yield on locked CRO is not counted (it is paid in CRO and carries price risk).
The trading reward depends on your country of residence (Country Tier 1–4). The Level Up bonus is the same everywhere.
| Trading volume within 30 days | Tier 1 | Tier 2 | Tier 3 | Tier 4 |
|---|---|---|---|---|
| $100 | $5 | $5 | $2 | $1 |
| $500 | $15 | $10 | $7 | $5 |
| $1,000 | $25 | $20 | $15 | $10 |
| $5,000 | $75 | $65 | $50 | $50 |
| Maximum per referral: | $75 | $65 | $50 | $50 |
Country Tier by country of residence
Germany, Austria, Switzerland, Belgium, Luxembourg, Finland and Cyprus are Tier 1; Ireland, the Netherlands, France, Portugal, Slovakia and others Tier 2; Spain, Italy, Denmark, Greece, Hungary Tier 3; all other countries Tier 4.
+ $25 for each side
Stake CRO to reserve a metal card or subscribe to the annual Level Up Pro plan. The subscription bonus is credited after 30 days, the staking bonus within 24 hours.
Programme limits: 100 successful referrals, $10,000 in total per user.
The card is a prepaid Visa card denominated in EUR. Cashback is paid in the CRO token, whose value fluctuates. Issuer for the EEA: Foris DAX MT Limited (Malta).
This is not investment advice. Card terms can change and crypto rewards change in value. Verify the provider's current terms before deciding.
Check the numbers in the calculator first. If they make sense, continue to Crypto.com.
Referral link — if the conditions are met, both of us can receive a bonus.